Carriers' liability

Liability related to the use of an aircraft

Liability insurance policies cover the insured party's liability with respect to passengers, crew members and third parties.

• Air clubs may take out a policy that covers their liability in connection with the organization of recreational flights, including those for which passengers pay a fare, as well as in connection with flight instruction, tourism and business travel, provided that no fare-paying passengers are on board.

• Similarly, the insurance policy may cover the third-party liability of organizers of air shows with respect to spectators and third parties.

• Insurance against third-party liability with respect to passengers may also be taken out. The purpose of this type of coverage is to compensate non-liable accident victims for bodily injury, provided that such victims (or their beneficiaries) waive the right to recourse against the insured, his agents, employees and insurers. In this case, the victim is entitled to compensation as fixed in the special policy conditions.

• The professional air carrier's liability policy covers the insured's liability with respect to third parties in connection with its aeronautic activities.

• Also worth mentioning are polices that cover the liability of airport/aerodrome operators as well as policies that cover the liability of baggage and cargo carriers.

• Manufacturers, sellers and repairers of aeronautic material and equipment may also take out product liability insurance, which covers losses and damages caused by such products.